Credit Report

You could be concerned about your credit score if you’re considering shutting a bank account. In general, closing a bank account won’t have a negative influence on your credit score, but there are certain side effects that you must know. This article goes into great...

Are you looking for a way to grow your savings or investments faster? Then you need to understand the power of compound interest. Compound interest is a simple yet powerful concept that can help you reach your financial goals faster and build a more secure financial...

It's likely that you didn't rack up credit card debt suddenly. For most of us, the process begins gradually with a few impulse purchases, followed by a few missed payments. Before we finally realize that the card's introductory period has passed and the entire 26.99 %...

On certain occasions, having the highest credit score possible can hold several advantages for you. Perhaps you want to start refinancing your mortgage. Maybe you're trying to recover from bad debt and apply for a credit card.   Whatever the reason may be, having...

Debt consolidation is one of the best debt-reduction strategies. Individuals combine their multiple debts into one large debt through these methods, which also streamlines the interest rate, terms of payment, and deadline.   Keep reading this blog post to further...

Loans might seem simple but can be a bit complex and there are different types of loans to suite your lifestyle the best. Loans can help people pay for high-cost expenses upfront for major life finances. We break down the basics of what you should know before...

As much as I hate to admit it, I’m human and have credit card debt that is constantly weighing in the back of my mind. Though many people experience credit card debt, it’s easy to get into but harder to get out of until I discovered the debt avalanche and debt...

Oftentimes, people’s first reflex when making purchases are simply to use our debit cards and pay directly through our bank accounts. While this is usually a good thing, as this is a surefire way to avoid debt, there are opportunities where your credit card actually...

Credit cards can come with some promotions or offers that might seem tempting, and if too many offers tempt you, you wind up with a lot of credit cards that you end up not using. One of the “Shark Tank” TV show investors, Kevin O’Leary, gives some wise advice on how...

Have you ever looked at your credit card debt and wondered if it’s much more or much less than the average person your age’s debt? Well, you don’t have to wonder anymore because we’ve got your answers.   As the generations go by, credit card debt numbers have...