Oftentimes, people’s first reflex when making purchases are simply to use our debit cards and pay directly through our bank accounts. While this is usually a good thing, as this is a surefire way to avoid debt, there are opportunities where your credit card actually...

Credit cards can come with some promotions or offers that might seem tempting, and if too many offers tempt you, you wind up with a lot of credit cards that you end up not using. One of the “Shark Tank” TV show investors, Kevin O’Leary, gives some wise advice on how...

Have you ever looked at your credit card debt and wondered if it’s much more or much less than the average person your age’s debt? Well, you don’t have to wonder anymore because we’ve got your answers.   As the generations go by, credit card debt numbers have...

Credit card sign-up bonuses allow people to capitalize on certain rewards and incentives to receive many perks such as cashback, flight miles, and reward points. However, there are certain preconditions that allow customers to receive these perks, such as getting...

Almost all students experience money-related stress during college. They commonly ask if they can use student loans for living expenses.    The answer is simple, yes you can use student loans for living expenses, but you absolutely shouldn’t. Using student loans...

If lots of rewards and easy redemption fold great value for you, you should consider keeping the Chase Ink Business Preferred Card as your main credit card. The Chase Ink Business Preferred Credit Card offers excellent rewards in terms of the Chase Ultimate Reward...

Rewards credit cards are highly attractive and have quickly become one of the most preferred payment methods. People earn rewards when they use these cards to purchase goods.    These rewards are typically cashback and travel miles. However, a new credit card...

The decision to buy a house or rent one is a difficult decision to make, with a lot of different factors to take into consideration. Will you be able to afford the mortgage vs. rent? Do you have enough money saved up to put down a down payment? And do you want to make...

Learn helpful strategies to cope with financial and debt stress.

You could be concerned about your credit score if you’re considering shutting a bank account. In general, closing a bank account won’t have a negative influence on your credit score, but there are certain side effects that you must know. This article goes into great...