If lots of rewards and easy redemption fold great value for you, you should consider keeping the Chase Ink Business Preferred Card as your main credit card. The Chase Ink Business Preferred Credit Card offers excellent rewards in terms of the Chase Ultimate Reward points and their redemption is maximized when you are traveling.
You can also get your hands on an excellent sign-up bonus and can start earning points quickly. This card is also wonderful for all travel fanatics as well since the card prioritizes travel rewards over cashback services. We review some of the benefits of this credit card to see if this is a good financial option for you.
Sign-Up Bonus
This card has one of the best sign-up bonuses we have seen to date. You can essentially get around 100,000 Chase Ultimate Reward points if you make a minimum of $15,000 worth of purchases in the first three months of owning the card. Getting your hands on this magnanimous bonus is excellent since the Chase Ultimate Reward points are incredibly beneficial to have.
How To Earn Rewards
You can earn around 3 points for every dollar spent, and you can earn these on shipping purchases, internet services, phone and cable services, traveling, and ad purchases. For all the other purchases, you can earn around one point for every dollar.
How To Redeem Rewards
You can cash out your points for one cent each or 1.25 cents each in case of travel redemption, but this is possibly the least beneficial use you can make out of the rewards. The best way to use your reward points is for travel purposes since you can transfer them to travel partners like United Airlines, British Airways, Hyatt, and others.
The points can easily amount from 2 cents per point to 7 cents per point, depending on the type of purchase you make. This can be a wonderful way to make use of your points and makes this card exceptionally beneficial for traveling.
Insurance
This credit card is also linked with some of the most useful insurance services you can come across, including rental car insurance, cellphone insurance, insurance for trip delays, extended warranty protection, trip cancellations, and even purchase protection.
While these insurance services are quite excellent, most other credit cards in the market also offer the same services or better, so these are not really the strong suits of this credit card.
Other Benefits
This credit card is also linked with some of the most useful insurance services you can come across, including rental car, cellphone, trip delays, extended warranty protection, trip cancellations, and purchase protection. While these insurance services are quite excellent, most other credit cards in the market also offer the same services or better, so these are not really the strong suit of this credit card.
Final Notes
The Chase Ink Business Preferred card is one of the best credit cards in terms of rewards and travel. There are no cashback services that the card provides, and the rest of the services are pretty standard. In terms of rewards, this is one of the best investments you can make.
